Revolut Platform as a multi-functional crypto environment

Consider this application your primary entry point for managing both traditional currency and blockchain-based holdings. The service merges a payment account with direct access to purchase, hold, and sell a range of digital currencies like Bitcoin and Ethereum. It removes the technical friction typically associated with blockchain wallets.

You can establish recurring purchases for dollar-cost averaging, a strategy proven to mitigate volatility’s impact. The system provides real-time price alerts for over 100 tokens and detailed analytics on your portfolio’s performance. Security features include self-custody options for advanced users and insured custodial holdings for everyday transactions.

Functionality extends to spending digital holdings directly with a linked payment card, converting between assets with competitive exchange rates, and transferring value to other users instantly. Its design prioritizes user experience, making speculative trading and long-term holding equally straightforward from one interface.

Revolut Platform: A Multifunctional Crypto Environment

Directly connect your primary bank account to fund your trading activities; this reduces transfer delays to under a minute.

Set recurring purchases for assets like Bitcoin or Ethereum to average your entry cost, a method that mitigates volatility’s impact.

The integrated “Learn & Earn” modules provide tangible rewards, distributing up to $50 in Stellar Lumens for completing brief educational tasks.

Utilize the vault feature with a percentage round-up from card spending to automatically accumulate digital asset fractions.

Instant conversion between 25+ traditional currencies and 30+ tokens eliminates pre-transfer exchange steps, streamlining cross-border asset movement.

Activate price alerts for specific thresholds on your monitored holdings to receive immediate notifications for market movements.

For holdings like Cardano or Polkadot, use the built-in staking service to generate yield directly within the application interface.

Withdrawals to external private wallets are supported, ensuring you maintain full custody of your major altcoins when desired.

How to Buy, Sell, and Store Cryptocurrencies in Your Revolut App

Open the application and navigate to the ‘Wealth’ section. Select ‘Assets’ to view the full list of available digital currencies. Tap on any asset, like Bitcoin or Ethereum, to see its current price chart and access the ‘Buy’ button.

Executing a Transaction

Enter the exact amount in your local currency you wish to spend. The interface will instantly display the estimated amount of the digital asset you will receive, including the disclosed fee. Confirm the transaction with your PIN or biometric authentication. The purchased tokens are instantly credited to your account’s integrated vault.

For selling, the process is identical: choose the asset from your holdings, select ‘Sell’, specify the amount, and confirm. Fiat proceeds from the sale are immediately available in your primary account balance for spending or transfers.

Asset Security and Management

All holdings are kept in the application’s integrated, insured custodial storage. You do not manage private keys. For enhanced control, some regions offer a feature to transfer assets to external private wallets using a standard address; this option is found in the specific asset’s menu under ‘Transfer Out’.

Set up recurring purchases for dollar-cost averaging directly from an asset’s detail screen. Use the ‘Price Alerts’ feature to receive notifications for specific market movements. For a detailed overview of your portfolio’s performance and transaction history, visit the dedicated analytics section on revolutplatform.com from your web browser.

Using Revolut’s Tools for Automated Recurring Purchases and Asset Transfers

Set a recurring buy for digital assets like Bitcoin every Friday directly from your primary account. This method averages purchase prices over time, reducing the impact of short-term price volatility.

Configure automatic transfers to move a fixed amount of GBP to your trading account on payday. This separates your spending money from your investment funds before you can spend it elsewhere.

The “Piggy Banks” feature can automatically round up your card transactions and invest the spare change into your chosen assets. A £2.30 coffee purchase rounds up to £3.00, sending £0.70 to your investment pot.

Schedule recurring cross-border transfers in selected fiat currencies to family or for bill payments. Lock in a specific rate in advance to shield yourself from unfavorable exchange rate movements before the transfer date.

Automate the rebalancing of your portfolio. You can instruct the app to sell a percentage of one asset after it gains a set value and use the proceeds to buy another, maintaining your target allocation without manual intervention.

Use salary-based triggers. Some accounts allow you to automatically convert a percentage of every incoming salary into a digital asset, directly linking your earnings to your accumulation strategy.

Set price alerts that trigger transfers or purchases. For instance, receive a notification and automatically execute a buy order if Ether’s value drops 10% in a 24-hour period, capitalizing on market dips.

Review your automated rules quarterly. Adjust purchase amounts, frequencies, or asset selections based on your current financial goals and the performance of your existing automated strategies.

FAQ:

What specific cryptocurrency features does Revolut offer beyond just buying and holding?

Revolut provides a suite of crypto tools. Users can buy, sell, and hold over 100 different tokens. The platform also enables recurring purchases for dollar-cost averaging and offers a “Custody Wallet” for self-custody of some assets, moving them off Revolut’s main systems. For more active users, there are features like spending crypto with their Revolut card (automatically converting it to fiat), and the ability to set price alerts. They have also experimented with crypto staking for select tokens, allowing users to earn rewards on their holdings.

How does Revolut make money on cryptocurrency transactions?

Revolut applies a markup to the market price of cryptocurrencies on both buys and sells. This fee is included in the exchange rate you see before confirming a transaction. The markup percentage can vary depending on your account plan; Metal and Premium users typically get lower fees than Standard users. Additionally, there is a spread between the buy and sell price. Revolut also charges a fee for withdrawing crypto to external private wallets.

Is it safe to keep my cryptocurrency on Revolut long-term?

Keeping crypto on Revolut has pros and cons for safety. On the positive side, funds are protected by bank-level security and some regulatory safeguards. For holdings in Revolut’s main wallet, the company holds the private keys. This can be simpler for beginners but means you don’t have full control. For long-term storage of significant amounts, using their Custody Wallet feature or moving assets to a dedicated private hardware wallet is generally recommended. This gives you direct ownership of your private keys, aligning with the core principle of “not your keys, not your coins.”

Can I transfer my Bitcoin from another exchange into my Revolut account?

Yes, you can transfer certain cryptocurrencies, including Bitcoin, into your Revolut app from an external wallet or exchange. You need to use the “Deposit” function within the Revolut crypto section, which will provide you with a unique Revolut deposit address. It is critical to ensure you are sending the correct coin type (e.g., Bitcoin) to this address, as sending the wrong asset may result in permanent loss. Always start with a small test transaction first. Note that Revolut charges a fee for depositing crypto from external sources.

What are the main limitations of using Revolut for crypto compared to a dedicated exchange like Coinbase?

Revolut’s crypto environment is more limited than dedicated exchanges. Key differences include a smaller selection of available tokens, fewer advanced trading tools like stop-loss orders or detailed charting, and generally higher transaction fees. You cannot trade crypto pairs directly (e.g., BTC for ETH) without converting to fiat first. Also, while Revolut offers self-custody options, its primary service is custodial. Dedicated exchanges often provide more educational resources, staking for a wider range of assets, and direct integration with decentralized finance platforms.

Does Revolut offer a secure way to buy and store Bitcoin and other cryptocurrencies?

Yes, Revolut provides a built-in platform for buying, selling, and holding various cryptocurrencies like Bitcoin and Ethereum. Your crypto assets are held in a segregated account under Revolut’s custody. The platform uses security measures such two-factor authentication and allows you to set up a separate PIN code for financial transactions within the app. It’s important to understand that for most users, Revolut does not provide private keys to the crypto wallets. This means you rely on Revolut’s infrastructure for security and access, which differs from using a non-custodial wallet where you control the keys directly.

I see Revolut has crypto trading, but what can I actually *do* with crypto on the app besides holding it?

Beyond basic trading, Revolut integrates crypto into its broader financial services. You can set up recurring purchases to invest a fixed amount regularly. A key function is the ability to instantly exchange between supported cryptocurrencies and traditional fiat currencies like USD or EUR. This lets you spend the converted value using your Revolut card. For UK and European Economic Area customers, there are options to transfer crypto to external wallets, moving assets off the platform. The app also provides price alerts and basic analytical charts to monitor market movements.

Reviews

**Male Names and Surnames:**

Whoa. Just downloaded this and… mind blown? It’s like my bank, a crypto exchange, and that travel card my mate Dave always brags about had a baby. I can swap a bit of my salary into Bitcoin while waiting for the bus? Sold. The card just works abroad, no drama. And those little vaults to stash spare change actually add up! Still figuring out all the charts and stuff, feels a bit like a spaceship dashboard. But for just managing my money and dabbling? It’s stupidly easy. Everyone’s using this now, right? Feels like the future, finally.

Aisha Khan

Finally, crypto feels simple. Managing everything in one app saves so much time. A real relief for daily finances!

Charlotte Dubois

As a financial reporter, I’ve watched Revolut grow from a travel card alternative. Its crypto features now feel less like an add-on and more like a core part of the service. The ability to execute recurring buys for specific assets, like Bitcoin or Ethereum, directly from a primary checking balance removes a significant step many apps require. This integration is its main advantage. The platform provides clear cost breakdowns before each transaction, which addresses a major user concern in crypto. While the selection of tokens is curated and not the widest available, this likely aligns with a compliance strategy. Their in-app learning modules, which reward users with small amounts of new tokens, are a smart approach to education. For an existing customer, it creates a consolidated financial view. The space for standalone, advanced trading platforms remains, but Revolut has successfully made digital assets a routine feature within daily banking. This normalizes exposure for a broad audience.

NovaSpectre

My take? Revolut got this right. It’s a single app for your salary, a coffee, and now Bitcoin. That’s the point. No special trips to a separate exchange. You just have it, alongside everything else. This convenience is a powerful tool. It makes digital assets a normal part of a financial routine, not a niche hobby. For many, that first purchase of crypto happens here because it feels safe and familiar. Of course, it’s simplified. Serious traders will use specialized platforms. But for integrating these assets into daily life, Revolut’s approach is smart. It meets people where they already manage their money. That’s a significant shift, packaged very quietly.

Elijah Foster

Sometimes I watch the numbers shift on the screen, green and red, in this quiet room. A platform like this, it consolidates everything. All the functions in one place. It should feel like control. It just feels like a larger, quieter room to sit in. The convenience is undeniable, yet it mirrors a deeper isolation. We build these perfect, seamless systems to manage the abstractions we’ve created, and in doing so, we become another function within them. The crypto part, especially. It’s the most logical conclusion: value untethered from any soil, any tangible thing. A pure idea of worth. I can trade it, spend it, convert it without ever leaving this chair. The integration is technically impressive. But it makes me wonder what we’re integrating into. A silence punctuated only by notifications. A sense of holding something that has no weight. The functionality is complete. It leaves no room for the friction that used to make things feel real. A pocket-sized void, remarkably well-designed.

**Male Nicknames :**

Just tried buying coffee with Bitcoin through Revolut. It worked instantly. My salary arrives, I split some into crypto, pay bills, trade a bit – all in one place. No moving money between five different apps. Finally feels simple. My brother, who’s big into crypto, says I’m not a “real” user. Maybe. But it works for my life. That’s what matters.

Samuel Bennett

My own crypto moves are kinda basic. Does Revolut’s mix of stuff actually make you smarter with digital money, or just lazier? Asking for a friend who’s still nervous.